your dedication to serving this country

deserves the utmost respect & appreciation.

VAMORGAGESUSA IS DEDICATED TO PROVIDING VETERANS & CURRENT MILITARY

WITH HONEST & COMPETITIVE MORTGAGE FINANCING OPTIONS.

K9s For Warriors remains committed to ending veteran suicide, raising awareness for invisible disabilities, and creating policy level reform. We do this through our best-in-class support & service, expert training program, and cutting-edge research. To learn more or make a donation, click here.

RECENT ANNOUNCEMENT:

VA LOANS NOW OFFER 100% FINANCING UP TO $2 MILLION AND BEYOND*

$50 FROM EVERY QUALIFIED CLOSING WILL BE DONATED TO NON-PROFIT ORGANIZATIONS FOR VETERANS.

WE SPECIALIZE IN LENDING TO ALL VETERANS & ACTIVE MILITARY.

OUR EXPTERISE IS IN LOAN SIZES FROM $300,000 – $3 MILLION.

READY TO GET PRE-APPROVED TODAY?

If you are ready to see what your specific loan options are, go ahead and enter your information on my secure website. I will contact you after you complete my easy online form.

WHY CARL IS DIFFERENT

With a passion for providing exceptional service while ensuring families make the right choice when purchasing and refinancing their homes, Carl Hendrix is a finance industry veteran with more than 25 years of experience as an expert loan originator and broker.

Specializing in VA loans, Hendrix is inspired by the commitment demonstrated by veterans and active members of the US Armed Forces and it is what motivates him to provide a concierge level of customer service to his clients.  Hendrix enjoys providing Florida’s veterans and military families with a sense of pride and commitment that honors the strength and determination put forth by these amazing unselfish and patriotic individuals.

In addition, Hendrix has extensive experience originating a range of loan products from conventional and FHA to jumbo loans. Throughout his career, Hendrix has handled more than 10,000 applications and has thousands of satisfied borrowers to his credit. Recognized as a top producer of Central Florida’s biggest lenders, Hendrix was also the owner of his own mortgage brokerage business called Concierge Luxury Finance where he focused in mortgage financing for high-end clientele and homes.

Whether you’re buying, selling, refinancing, or building your dream home, you have much at stake and invested with your loan specialist. Market conditions and mortgage programs change frequently, you need to make sure you are dealing with a trusted professional who can give you quick and accurate financial advice. Hendrix has the expertise and knowledge you need to explore the many financing options available.

Carl Hendrix holds a BS in Accounting from Florida State University after completing undergraduate engineering curriculum at the University of Florida. In his free time, he enjoys traveling with his family, is a self-described gym rat, and an avid sports car fanatic. Hendrix is also a proud supporter or various nonprofit organizations in Central Florida including Habitat for Humanity, Make-A-Wish Foundation, Dream Cars 4 Kids, Advent Health Children’s Hospital, St Jude, K9s for Warriors & Pets for Patriots.

Patricia Chirinos
Patricia Chirinos
2021-12-02
Carl did the mortgage on a home that I purchased over a year ago. Everything went off without a hitch! Carl walked me through the entire process. His attention to details was outstanding. His professionalism and quick response to all of my inquiries was much appreciated. He got me a super competitive interest rate and made the process as stress-free as possible. He truly exceeded all my expectations! I will definitely reach out to him and use his services again in the future. Thank you, Carl!
Pablo Rivera
Pablo Rivera
2021-02-15
After retiring from the Military banks gave me a run around and Carl stepped up and got me the best offers and rates. He was upfront and knowledgeable. I’ve refinance my home twice after the original perches, Carl is my to go guy and gets me the best deal every time, thanks my friend for looking after my family and I blessings.
Christina Huron
Christina Huron
2020-09-30
Carl Hendrix is a consummate professional!! I was nervous to work with a mortgage broker over a local bank but it was the best decision I’ve ever made. My loan closed in record time with a rate saving me hundreds of dollars a month. Carl was incredibly knowledgeable, helpful, fast and efficient! If you want someone who is going to close your loans in a few weeks and not stress you out with an excessive amount of documentation then Carl is your guy!! He’s an IT legend with technology! Thank you Carl. My family and I appreciate you and everything that you have done!!
Lureen Flores
Lureen Flores
2020-09-18
Carl Hendrix has a gift for making home financing easy by educating you and giving you an opportunity to choose what options best suit you. I was referred to Carl after speaking with two other home finance reps that were not meeting my needs. Carl took the time to give me all the information I needed and I felt no pressure to make a decision right away. His honest, down to earth, and caring demeanor helped me make my decision to work with him. My refinance was quick and easy and I am truly thankful that there are still good people willing to help you and not take advantage of you. Blessed and grateful for you Carl!
Jasmine Jaucian
Jasmine Jaucian
2020-07-23
Honest Review of a homeowner client. He was our mortgage advisor 3 years ago when we bought this new house. Recently, I was looking to refinance and he got me the best rate. I closed on it in less than a month. He is TRUSTWORTHY. This is the most important. You want to trust your mortgage, hard earned money to someone you can trust. And he is that! He will give you a Competitive if not the Best Interest Rate. (Lower if not the same as the internet rates!) Stop looking into other lenders, you're just wasting your time calling and repeating yourself. At the end, you're going to have to trust someone. He is Honest and Straightforward. He has been in the business for years so he knows what he is talking about. He is responsive. He will not leave you hanging with your questions / concerns. He isn't pushy. You won't feel like you're talking to a sales person. You will feel like you are talking to an expert, someone who has years of experience and is knowledgeable in the industry - because he is that!
Tobi Talk
Tobi Talk
2020-07-16
I have known of Carl’s knowledge and work ethic for 15+ years. He is respected by professionals in the real estate industry and fellow mortgage pro’s alike. If you want a mortgage advisor that will give you expert advice and will guide you through all of your loan options- you should definitely call Carl Hendrix.
Richie Fortunato
Richie Fortunato
2020-07-07
It's simple. Carl is the best. I have worked in New Home Sales for 7 years and have worked with a lot of mortgage lenders along the way. Carl is always my go to. He is very upfront with everyone and won't waste your time. His knowledge of the mortgage industry and his personality are comforting for every level of buyer. I know he will always take care of me and my customers. He has closed ten's of millions of dollars of loans for my customers along with two of my personal home loans and we are currently working on the third. I'll always call Carl and I would encourage anyone looking for a mortgage to call him as well.

THE Loan Process

The steps to exploring your VA Loan & Refinance Options

LOAN APPLICATION

The first step in the process is to get a loan application completed. Your application & credit determines your ability to qualify.

PRE-APPROVAL

A loan pre-approval is necessary for you to submit an offer & sets you up for a smooth home buying experience.

FIND YOUR HOME

Start working with a real estate agent and viewing homes. If you are not already working with a real estate agent, I can refer you to a local expert.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

U

UNDERWRITING

They closely evaluate all the documentation in the loan package to ensure it meets VA guidelines.

CLOSING

Documents are drawn and sent to the title company for closing.

Let’s Start COMMUNICATING

2 + 5 =

Disclaimer: These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided.