your dedication to serving this country
deserves the utmost respect & appreciation.
VAMORGAGESUSA IS DEDICATED TO PROVIDING VETERANS & CURRENT MILITARY
WITH HONEST & COMPETITIVE MORTGAGE FINANCING OPTIONS.
K9s For Warriors remains committed to ending veteran suicide, raising awareness for invisible disabilities, and creating policy level reform. We do this through our best-in-class support & service, expert training program, and cutting-edge research. To learn more or make a donation, click here.
RECENT ANNOUNCEMENT:
VA LOANS NOW OFFER 100% FINANCING UP TO $2 MILLION AND BEYOND*
$50 FROM EVERY QUALIFIED CLOSING WILL BE DONATED TO NON-PROFIT ORGANIZATIONS FOR VETERANS.
WE SPECIALIZE IN LENDING TO ALL VETERANS & ACTIVE MILITARY.
OUR EXPTERISE IS IN LOAN SIZES FROM $300,000 – $3 MILLION.
Carl Hendrix, NMLS 317202
READY TO GET PRE-APPROVED TODAY?
If you are ready to see what your specific loan options are, go ahead and enter your information on my secure website. I will contact you after you complete my easy online form.
WHY CARL IS DIFFERENT
With a passion for providing exceptional service while ensuring families make the right choice when purchasing and refinancing their homes, Carl Hendrix is a finance industry veteran with more than 28 years of experience as an expert loan originator and broker.
Specializing in VA loans, Hendrix is inspired by the commitment demonstrated by veterans and active members of the US Armed Forces and it is what motivates him to provide a concierge level of customer service to his clients. Hendrix enjoys providing Florida’s veterans and military families with a sense of pride and commitment that honors the strength and determination put forth by these amazing unselfish and patriotic individuals.
In addition, Hendrix has extensive experience originating a range of loan products from conventional and FHA to jumbo loans. Throughout his career, Hendrix has handled more than 10,000 applications and has thousands of satisfied borrowers to his credit. Recognized as a top producer of Central Florida’s biggest lenders, Hendrix was also the owner of his own mortgage brokerage business called Concierge Luxury Finance where he focused in mortgage financing for high-end clientele and homes.
Whether you’re buying, selling, refinancing, or building your dream home, you have much at stake and invested with your loan specialist. Market conditions and mortgage programs change frequently, you need to make sure you are dealing with a trusted professional who can give you quick and accurate financial advice. Hendrix has the expertise and knowledge you need to explore the many financing options available.
Carl Hendrix holds a BS in Accounting from Florida State University after completing undergraduate engineering curriculum at the University of Florida. In his free time, he enjoys traveling with his family, is a self-described gym rat, and an avid sports car fanatic. Hendrix is also a proud supporter or various nonprofit organizations in Central Florida including Habitat for Humanity, Make-A-Wish Foundation, Dream Cars 4 Kids, Advent Health Children’s Hospital, St Jude, K9s for Warriors & Pets for Patriots.
Lisa Camphire (Yogi REALTOR Orlando)
2023-10-04
VA Mortgage helped my Buyer get to the closing table in a difficult market without hassle and worry. A+ service!! Thank you!!
Kathryn Thorp
2023-08-15
This is the second time I've had the pleasure of working with Carl as my mortgage broker, and I can't recommend him enough. Once again, Carl's expertise and communication skills made my home buying process incredibly smooth and stress-free.
Carl explained every step in simple terms, ensuring I understood the options available. His patience in addressing my questions was truly appreciated, and he never made me feel rushed. He was always accessible, promptly replying to emails and calls just like the first time I worked with him. His dedication to my best interests remained unwavering, as he tirelessly searched for the best rates and terms tailored to my needs.
Carl is the mortgage broker you can rely on for a seamless home buying journey. Thank you, Carl, for making my homeownership dream a reality once more!
Bo Roof
2023-07-30
Carl went above and beyond to make this process as smooth as possible, would highly recommend!
Jessica Martinez
2023-07-07
Carl and his team were fabulous to work with. Since the very beginning Carl was very thorough in making sure my buyers would make it to the closing table. This file was not easy; but with Carls knowledge and expertise- I ALWAYS felt very confident and assured every step of the way. He demonstrated superb communication and went the extra mile when needed. Count on Carl to get your file closed on time. Today I witnessed a very grateful and Happy Veteran become a homeowner! Thank you Carl!
Valerie Winch
2023-05-26
Carl Hendrix was amazing to work with. It is so refreshing when communication is so fantastic, and it makes the whole process so much smoother. He understood the buyers needs and prioritized them to make it happen. I hope to work with you many more times.
Lisa Stroud
2023-05-02
Nothing but good things to say about working through a transaction with Carl. He immediately established communication with me, the sellers agent, and was in constant contact with me throughout the transaction. I appreciated his professionalism, diligence and obvious knowledge of the mortgage industry as we worked to get all parties to closing. I hope to work with him again in the future.
Lissette Sanchez Real Estate
2023-04-26
Thank you for trusting me with your clients and allowing me to help them sell and buy. As always it’s my pleasure doing business with you.
Daniel Castro
2023-04-26
They’ve done it!
My case was an special one hehe, but they were able to accomplish the goal that was settled!
Would definitely recommend to work with Carl and his team, big thanks to y’all!!
Seriously L3TH4L
2023-03-07
Hey,
Carl is best in the business!! If you don’t know by now the home buying process is stressful! From finding a lender to finding a house it is a lot of time and stress. However, Carl made it so easy! We had to get into a house fast! Are child was due in a month! We were able to write a contract and close within 30 days!
Carl would always pick up the phone or answer an email within minutes or at least respond within 1-2 hours! He looked for anyway to save us money and always delivered on his plan!
Have questions about your contract or numbers aren’t adding up? Carl was able to go through estimates anytime we needed help.
His team was responsive and very professional!
We are glad Carl was on Team Castillo!!
Carl my family thanks you for guiding us through this crazy experience!!!
Trust me! This is your one stop shop to buying a home!
Kenia Palacios
2022-12-14
I am very happy with Carl's services. He was able to close in 14 days with no problems in this market. 100% recommended him to my colleagues, friends and family.
THE Loan Process
The steps to exploring your VA Loan & Refinance Options
LOAN APPLICATION
The first step in the process is to get a loan application completed. Your application & credit determines your ability to qualify.
PRE-APPROVAL
A loan pre-approval is necessary for you to submit an offer & sets you up for a smooth home buying experience.
FIND YOUR HOME
Start working with a real estate agent and viewing homes. If you are not already working with a real estate agent, I can refer you to a local expert.
LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
UNDERWRITING
They closely evaluate all the documentation in the loan package to ensure it meets VA guidelines.
CLOSING
Documents are drawn and sent to the title company for closing.
Let’s Start COMMUNICATING
Disclaimer: These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided.