VA Home Loans & Refinancing for Florida Veterans VAMortgage
VA Loan VA Loan Florida VA Loan Orlando VA Loan Central Floirda VA Loan VA home loan VA home loan Florida
We've Got Your 6!
ABOUT US
Meet Carl Hendrix, Serving Veterans with Integrity and Experience
Proud to Serve Those Who Served
I’m Carl Hendrix, founder of VA Mortgage Florida in Lake Mary, Florida. With nearly three decades of mortgage experience, I’ve helped hundreds of veterans, active-duty service members, and military families achieve their dream of homeownership.
As a proud supporter of our nation’s heroes, I believe every veteran deserves a lender who truly understands the VA Home Loan benefit — not just another mortgage option, but a powerful path to affordable, stable housing.
My Promise to You
When you work with me, you get straightforward answers, personalized guidance, and no surprises. I’ll walk you through every step of the VA loan process — explaining each option clearly so you can make confident decisions.
You’ll always talk to me directly, not a call center. My mission is to make sure your service and sacrifice are honored with exceptional care, low stress, and fair terms.
Why Veterans Choose VA Mortgage Florida
- 29 + years of mortgage expertise
- Special focus on VA Home Loans and refinancing
- Fast communication and trusted local service
- Based in Lake Mary, Florida, serving veterans across Central Florida
- Committed to honesty, clarity, and service excellence
Ready to Get Started?
Let’s put your VA benefits to work.
Call 407-234-5371 or click Apply Now to start your VA loan journey today
VA Loan Process
Your Step-By-Step VA Home Loan Process
Buying or refinancing a home with your VA Loan benefits should be simple — and at VA Mortgages USA, we make sure it is. Here’s what to expect from start to finish:
Step 1: Pre-Qualification
We’ll review your service history, income, and credit to confirm you’re eligible for a VA Home Loan. This helps you understand how much home you can
Buying or refinancing a home with your VA Loan benefits should be simple — and at VA Mortgages USA, we make sure it is. Here’s what to expect from start to finish:
Step 1: Pre-Qualification
We’ll review your service history, income, and credit to confirm you’re eligible for a VA Home Loan. This helps you understand how much home you can afford before you start shopping.
Step 2: Get Pre-Approved
Once we review your documentation, you’ll receive a pre-approval letter showing sellers that you’re a serious buyer. This step strengthens your offer and saves time later.
Step 3: Find Your Home
Work with your trusted real-estate agent to find the perfect home that meets VA loan guidelines. If you need a referral to an experienced agent familiar with VA buyers, I can help.
Step 4: Appraisal & Underwriting
We’ll order a VA appraisal to confirm the property meets VA standards. Meanwhile, underwriting verifies your financial info. I’ll keep you updated every step of the way — no surprises.
Step 5: Clear to Close
Once your loan is approved, we’ll schedule a closing date. You’ll review your final numbers, sign your documents, and receive your keys. Congratulations — you’re officially a homeowner!
Step 6: After Closing
I’ll stay in touch to make sure you’re happy with your loan and help if you ever want to refinance or use your VA benefits again in the future.
Ready to Start Your VA Loan Journey?
Click Apply Now, or call (407) 234-5371 to talk with Carl Hendrix today.
Let’s make homeownership simple, affordable, and veteran-friendly